Terms and Conditions

Last updated: November 1, 2025

Welcome to RiskWhisper. By accessing or using our services, you agree to be bound by these Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By registering for, accessing, or using RiskWhisper's services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy.

2. Description of Service

RiskWhisper provides AI-powered business intelligence and risk monitoring services for small and medium-sized businesses. Our services include:

• Competitor intelligence monitoring
• Supplier risk assessment
• Reputation monitoring across review platforms
• Regulatory change alerts
• Market condition analysis
• Staff turnover signal detection

3. User Accounts

To access certain features of our services, you must create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized use of your account
• Accept responsibility for all activities that occur under your account

4. Acceptable Use

You agree not to:

• Use our services for any illegal purpose or in violation of any laws
• Attempt to gain unauthorized access to our systems or networks
• Interfere with or disrupt the integrity or performance of our services
• Collect or harvest any information from our services using automated means
• Use our services to transmit spam, malware, or other harmful code
• Impersonate any person or entity or misrepresent your affiliation

5. Intellectual Property

All content, features, and functionality of our services, including but not limited to text, graphics, logos, and software, are owned by RiskWhisper and are protected by copyright, trademark, and other intellectual property laws.

6. Service Availability and Modifications

We strive to provide reliable services, but we do not guarantee that our services will be uninterrupted or error-free. We reserve the right to:

• Modify, suspend, or discontinue any aspect of our services at any time
• Impose limits on certain features or restrict access to parts of our services
• Update these Terms and Conditions at any time

7. Data Accuracy and Limitations

While we strive to provide accurate and up-to-date information, RiskWhisper:

• Does not guarantee the accuracy, completeness, or timeliness of any information provided
• Is not responsible for decisions you make based on information from our services
• Aggregates publicly available information and does not verify all data independently
• Should not be considered as providing professional advice

8. Payment and Subscriptions

If you purchase a paid subscription:

• You agree to pay all fees associated with your chosen plan
• Subscriptions automatically renew unless cancelled before the renewal date
• We may change our fees upon reasonable notice
• Refunds are provided in accordance with our refund policy

9. Limitation of Liability

To the fullest extent permitted by law, RiskWhisper shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use our services
• Any unauthorized access to or use of our servers
• Any interruption or cessation of our services
• Any bugs, viruses, or other harmful code

10. Indemnification

You agree to indemnify and hold harmless RiskWhisper and its officers, directors, employees, and agents from any claims, losses, damages, liabilities, and expenses arising out of your use of our services or violation of these Terms.

11. Termination

We may terminate or suspend your account and access to our services immediately, without prior notice, for any reason, including if you breach these Terms and Conditions.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United Kingdom, without regard to its conflict of law provisions.

13. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the "Last updated" date. Your continued use of our services after such changes constitutes acceptance of the new Terms.

14. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

Email: hello@riskwhisper.io
RiskWhisper Ltd